Think about having a long busy day and you are looking forward to rest after reaching your home, but right before you do so, you see that your pet has transformed your parlor into their play area in the house. When they chew the furniture or leave some mess behind, at times pets can cause …
Renter’s insurance is easily treated as just any other additional cost to add to your list of expenses. However, this mindset does not fully justify the purpose of having renters insurance, as it also does include coverage for your important possessions. Disasters, thefts, and accidents are unexpected circumstances that no one wishes to be in …
Within the flurry of transitioning into a new house, shopping for the appropriate furniture, and commissioning the setting up of the utilities, one might forget that renting an apartment also involves acquiring a renter’s insurance. However, as any experienced tenant will tell you, it is an essential aspect that maintains the sanctity of the house. …
Renting a place is a major step and with it comes so many varying decisions. One question that many tenants have is if they need renter’s insurance or not. If you have rented a house previously, you have perhaps seen that some landlords enforce it. But what is it about renter’s insurance that makes it …
Over the past few years, there has been an increase in the number of people who want to share living spaces. This could be probably because people want to have a shared community and also save on the costs of rent. From living in a small apartment with a few friends to having a whole …
Tenants should take an inventory of their personal property and assess whether additional coverage is necessary beyond what a standard renter’s policy can provide. They should select either actual cash value or replacement cost coverage for their belongings and make sure they know their policy’s deductible and coverage limits. 1. Coverage for high-value items: Renters …
Renters insurance provides an inexpensive yet effective means of protecting against theft of personal property. Renters insurance can help safeguard against this unfortunate reality. Insurance policies offer financial compensation for stolen possessions and living expenses if forced out of your home, as well as medical and legal bills should you cause injury or property damage …
Burst pipes or kitchen fires can render your home inhabitable, which is where renters insurance comes into play. Most renter’s policies contain displacement coverage to help pay for hotel stays or temporary rentals; however, there may be time or dollar limitations attached to such policies. They also cover extra gas expenses as well as storage …
When college commences, it ushers in a deluge of firsts: socializing, classes, and perhaps even staying away from home for the first time. During all this excitement, however, an important detail that is often missed is renter insurance. Such an insurance policy might not seem to be of any importance so long as one is …
Changing residence can be a rather stimulating occasion and a rather demanding task at the same time. Stressing about lifting all your valuables and relocating them to some other place is enough to shatter the excitement of being in a new place. In this midst of commotion, there is an inescapable question: what if some …